New Area Median Incomes for 2025

Written By Stephen Wingerter

* Source: Fannie Mae - Income Lookup Tool

FHFA has announced the 2025 Area Median Incomes which impact first time home buyer and other loan programs. Eligibility for programs such as HomeReady or HomePossible stipulate that the borrower(s) income cannot exceed 80% of the AMI. Some of the Risk-Based Fee Pricing Adjustments are waived for borrowers qualifying these programs. You may still qualify for the pricing waivers if you are under 100% AMI and a first time home buyer.

Use the AMI lookup tool to determine income limits specific to the county you are searching for a home in.

Stephen Wingerter https://www.7lockslending.com
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