Local lending & real estate news Stephen Wingerter 9/11/26 Stephen Wingerter 9/11/26 Avoiding Closing Issues Read More Stephen Wingerter 9/10/26 Stephen Wingerter 9/10/26 What Is a 1031 Exchange and How Does It Work? Understanding 1031 Exchanges Read More Stephen Wingerter 9/9/26 Stephen Wingerter 9/9/26 Your Home, Your Deed & Your Estate Read More Stephen Wingerter 8/28/26 Stephen Wingerter 8/28/26 What Is a Temporary Buydown? What is a Temporary Buydown? Read More Stephen Wingerter 8/12/26 Stephen Wingerter 8/12/26 Did You Miss The Boat? Read More Stephen Wingerter 8/6/26 Stephen Wingerter 8/6/26 Understanding the Three Levels of Pre-Approvals Read More Stephen Wingerter 7/28/26 Stephen Wingerter 7/28/26 Why Is This Home in a Flood Zone? There's No Water Anywhere Nearby. Read More Stephen Wingerter 7/20/26 Stephen Wingerter 7/20/26 Do Mortgage Lenders Sell Your Loan? Understanding Loan Sales vs. Servicing Read More Stephen Wingerter 6/24/26 Stephen Wingerter 6/24/26 VantageScore 4.0 is here! Read More Stephen Wingerter 4/29/26 Stephen Wingerter 4/29/26 Should you pay points to get a lower rate? Read More Stephen Wingerter 12/18/25 Stephen Wingerter 12/18/25 What Would Make Adjustable-Rate Mortgages (ARMs) More Attractive Again? Read More Stephen Wingerter 12/10/25 Stephen Wingerter 12/10/25 What Do Fed Rate Cuts Mean For Mortgage Rates? Read More Stephen Wingerter 9/25/25 Stephen Wingerter 9/25/25 Escrow Accounts Explaining Escrow Accounts Read More Stephen Wingerter 8/19/25 Stephen Wingerter 8/19/25 What does the One Big Beautiful Bill mean for mortgages and housing? Read More Stephen Wingerter 7/28/25 Stephen Wingerter 7/28/25 Due Diligence Fee vs. Earnest Money Deposit Read More Stephen Wingerter 7/22/25 Stephen Wingerter 7/22/25 Sustainability Summit 2025 Read More Stephen Wingerter 7/17/25 Stephen Wingerter 7/17/25 Is Buying Still Cheaper Than Renting? Just One Metro Calls “Yes”—For Now Buy vs Rent? Read More Stephen Wingerter 7/9/25 Stephen Wingerter 7/9/25 Big change coming to mortgage credit reports. Read More Stephen Wingerter 6/25/25 Stephen Wingerter 6/25/25 Seller Concessions (Paid Closing Costs) Read More Stephen Wingerter 6/3/25 Stephen Wingerter 6/3/25 How To Avoid Trigger Leads Read More Older Posts “Cary’s best independent mortgage broker makes home ownership dreams come true.” Contact Steve
Stephen Wingerter 9/10/26 Stephen Wingerter 9/10/26 What Is a 1031 Exchange and How Does It Work? Understanding 1031 Exchanges Read More
Stephen Wingerter 8/28/26 Stephen Wingerter 8/28/26 What Is a Temporary Buydown? What is a Temporary Buydown? Read More
Stephen Wingerter 8/6/26 Stephen Wingerter 8/6/26 Understanding the Three Levels of Pre-Approvals Read More
Stephen Wingerter 7/28/26 Stephen Wingerter 7/28/26 Why Is This Home in a Flood Zone? There's No Water Anywhere Nearby. Read More
Stephen Wingerter 7/20/26 Stephen Wingerter 7/20/26 Do Mortgage Lenders Sell Your Loan? Understanding Loan Sales vs. Servicing Read More
Stephen Wingerter 4/29/26 Stephen Wingerter 4/29/26 Should you pay points to get a lower rate? Read More
Stephen Wingerter 12/18/25 Stephen Wingerter 12/18/25 What Would Make Adjustable-Rate Mortgages (ARMs) More Attractive Again? Read More
Stephen Wingerter 12/10/25 Stephen Wingerter 12/10/25 What Do Fed Rate Cuts Mean For Mortgage Rates? Read More
Stephen Wingerter 9/25/25 Stephen Wingerter 9/25/25 Escrow Accounts Explaining Escrow Accounts Read More
Stephen Wingerter 8/19/25 Stephen Wingerter 8/19/25 What does the One Big Beautiful Bill mean for mortgages and housing? Read More
Stephen Wingerter 7/28/25 Stephen Wingerter 7/28/25 Due Diligence Fee vs. Earnest Money Deposit Read More
Stephen Wingerter 7/17/25 Stephen Wingerter 7/17/25 Is Buying Still Cheaper Than Renting? Just One Metro Calls “Yes”—For Now Buy vs Rent? Read More
Stephen Wingerter 7/9/25 Stephen Wingerter 7/9/25 Big change coming to mortgage credit reports. Read More
Stephen Wingerter 6/25/25 Stephen Wingerter 6/25/25 Seller Concessions (Paid Closing Costs) Read More