Local lending & real estate news Stephen Wingerter 10/16/26 Stephen Wingerter 10/16/26 Solar Panels and Real Estate: What Buyers and Sellers Need to Know Read More Stephen Wingerter 10/7/26 Stephen Wingerter 10/7/26 Builder Incentives: Look Beyond the Headline Read More Stephen Wingerter 9/15/26 Stephen Wingerter 9/15/26 Mortgage Rates, Uncertainty and Opportunity: What History Can Teach Us Read More Stephen Wingerter 9/11/26 Stephen Wingerter 9/11/26 Avoiding Closing Issues Read More Stephen Wingerter 9/10/26 Stephen Wingerter 9/10/26 What Is a 1031 Exchange and How Does It Work? Understanding 1031 Exchanges Read More Stephen Wingerter 9/9/26 Stephen Wingerter 9/9/26 Your Home, Your Deed & Your Estate Read More Stephen Wingerter 8/28/26 Stephen Wingerter 8/28/26 What Is a Temporary Buydown? What is a Temporary Buydown? Read More Stephen Wingerter 8/12/26 Stephen Wingerter 8/12/26 Did You Miss The Boat? Read More Stephen Wingerter 8/6/26 Stephen Wingerter 8/6/26 Understanding the Three Levels of Pre-Approvals Read More Stephen Wingerter 7/28/26 Stephen Wingerter 7/28/26 Why Is This Home in a Flood Zone? There's No Water Anywhere Nearby. Read More Stephen Wingerter 7/20/26 Stephen Wingerter 7/20/26 Do Mortgage Lenders Sell Your Loan? Understanding Loan Sales vs. Servicing Read More Stephen Wingerter 6/24/26 Stephen Wingerter 6/24/26 VantageScore 4.0 is here! Read More Stephen Wingerter 4/29/26 Stephen Wingerter 4/29/26 Should you pay points to get a lower rate? Read More Stephen Wingerter 12/18/25 Stephen Wingerter 12/18/25 What Would Make Adjustable-Rate Mortgages (ARMs) More Attractive Again? Read More Stephen Wingerter 12/10/25 Stephen Wingerter 12/10/25 What Do Fed Rate Cuts Mean For Mortgage Rates? Read More Stephen Wingerter 9/25/25 Stephen Wingerter 9/25/25 Escrow Accounts Explaining Escrow Accounts Read More Stephen Wingerter 8/19/25 Stephen Wingerter 8/19/25 What does the One Big Beautiful Bill mean for mortgages and housing? Read More Stephen Wingerter 7/28/25 Stephen Wingerter 7/28/25 Due Diligence Fee vs. Earnest Money Deposit Read More Stephen Wingerter 7/22/25 Stephen Wingerter 7/22/25 Sustainability Summit 2025 Read More Stephen Wingerter 7/17/25 Stephen Wingerter 7/17/25 Is Buying Still Cheaper Than Renting? Just One Metro Calls “Yes”—For Now Buy vs Rent? Read More Older Posts “Cary’s best independent mortgage broker makes home ownership dreams come true.” Contact Steve
Stephen Wingerter 10/16/26 Stephen Wingerter 10/16/26 Solar Panels and Real Estate: What Buyers and Sellers Need to Know Read More
Stephen Wingerter 10/7/26 Stephen Wingerter 10/7/26 Builder Incentives: Look Beyond the Headline Read More
Stephen Wingerter 9/15/26 Stephen Wingerter 9/15/26 Mortgage Rates, Uncertainty and Opportunity: What History Can Teach Us Read More
Stephen Wingerter 9/10/26 Stephen Wingerter 9/10/26 What Is a 1031 Exchange and How Does It Work? Understanding 1031 Exchanges Read More
Stephen Wingerter 8/28/26 Stephen Wingerter 8/28/26 What Is a Temporary Buydown? What is a Temporary Buydown? Read More
Stephen Wingerter 8/6/26 Stephen Wingerter 8/6/26 Understanding the Three Levels of Pre-Approvals Read More
Stephen Wingerter 7/28/26 Stephen Wingerter 7/28/26 Why Is This Home in a Flood Zone? There's No Water Anywhere Nearby. Read More
Stephen Wingerter 7/20/26 Stephen Wingerter 7/20/26 Do Mortgage Lenders Sell Your Loan? Understanding Loan Sales vs. Servicing Read More
Stephen Wingerter 4/29/26 Stephen Wingerter 4/29/26 Should you pay points to get a lower rate? Read More
Stephen Wingerter 12/18/25 Stephen Wingerter 12/18/25 What Would Make Adjustable-Rate Mortgages (ARMs) More Attractive Again? Read More
Stephen Wingerter 12/10/25 Stephen Wingerter 12/10/25 What Do Fed Rate Cuts Mean For Mortgage Rates? Read More
Stephen Wingerter 9/25/25 Stephen Wingerter 9/25/25 Escrow Accounts Explaining Escrow Accounts Read More
Stephen Wingerter 8/19/25 Stephen Wingerter 8/19/25 What does the One Big Beautiful Bill mean for mortgages and housing? Read More
Stephen Wingerter 7/28/25 Stephen Wingerter 7/28/25 Due Diligence Fee vs. Earnest Money Deposit Read More
Stephen Wingerter 7/17/25 Stephen Wingerter 7/17/25 Is Buying Still Cheaper Than Renting? Just One Metro Calls “Yes”—For Now Buy vs Rent? Read More