Renovations & Building

Renovating your current home or thinking of building. There are a variety of options to meet your needs.

See How The Process Works

Renovation HELOC

Keep Your Rate & Renovate

Home Equity Line of Credit

  • Great for home renovation

  • Interest-only payments allowed on outstanding balance

  • Can use as much of the line as needed and retain the balance for future use and other needs

*Fixed Rate Home Equity Loans are also an option

  • Borrower up to 95% of post-project home value

  • Second Lien up to $500,000

  • Fast, simple process (no draws or inspections

  • No seasoning requirements

Construction-To-Permanent

  • One-time close

  • Interest-only payments on the draw amount during build

  • Converts to permanent financing

*This is a relatively complex and involved program that must be reviewed in a discussion.